https://www.covermagazine.co.uk/feature/4536474/cpd-addressing-gap-post-claim-support-life-insurance Cover, 1 st October 2026 Featured comments: "To some extent, advisers - even at time of claim - are not giving enough support, whether that's your beneficiaries, trustees or the individual in the event of a claim. Many trustees have never been one before. Often, they do not understand the role and responsibilities that come with being a trustee when a life insurance claim has been made, so they require support with the next steps.”

https://event.covermagazine.co.uk/covercustomercareawards2026/en/page/judges Cover, 29th April 2026 Featured comments: N/A

https://adviser.vitality.co.uk/new-insights/forward-thinking-mortgage-protection-webinar/ Vitality, 25 th February 2026 Featured comments: “The reality for most people with a mortgage is that their home is both their biggest asset but also their biggest liability and in recent years, rising living costs and mortgage rate volatility have added to the pressures facing homeowners. Given the challenging backdrop, comprehensive mortgage protection is more essential than ever, but concerningly, millions of mortgage holders still lack an adequate financial safety-net.”

https://iptf.co.uk/consumer-duty-is-changing-how-we-protect-clients-forever-s2e8/ iptf, 7th August 2025 Featured comments: The way advisers talk about protection is changing too. The conversation is moving away from product features and towards client goals. Instead of focusing on technical policy details, advisers are exploring what clients want to protect — their lifestyle, their family, their home. These are outcomes people relate to emotionally, not just financially. As adviser Jiten Varsani explained, “Don’t talk about income protection. Talk about planning for financial security. The product means nothing. It’s about making sure that if the worst happens, I can still pay my bills, buy food, and maintain my lifestyle.”

https://www.covermagazine.co.uk/news/4354201/cover-excellence-awards-shortlist-revealed Cover, 4th September 2024 Featured comments: “We’re excited to be shortlisted for the following two categories in the COVER Excellence Awards 2024. Protection Intermediary of the Year - FortyOne Money Limited Intermediary of the Year (Individual Achievement) - Jiten Varsani, FortyOne Money Limited”

https://www.covermagazine.co.uk/news/4379315/advisers-warn-fca-poor-customer-outcomes-market-study-rash-decisions Cover, 15th November 2024 Featured comments: “While a flat fee model has some merits, such as greater transparency, increased consumer confidence and higher retention rates, the downsides could greatly outweigh the benefits. We would see reduced accessibility for lower income clients, greater reluctance for those seeking advice, a potential adviser exodus and a greater shift in focus towards high-net-worth clients." “If the FCA focuses purely on client outcomes, he expects they could ban loaded premiums or at least ensure greater transparency where these are used.”

https://www.covermagazine.co.uk/news/4364511/ipaw-2024-delivering-value Cover, 27th September 2024 Full video at: https://www.youtube.com/watch?v=geejLVlCF9Y Featured comments: "We all know that products are getting a bit more sophisticated, with better features. Revisiting that for the client is just as important as well because there's been a change in circumstances, there could be better cover. It's not always about going up, sometimes you find that they're over insured and adjust the policy to make sure it's fit for purpose.

https://www.covermagazine.co.uk/feature/4327434/advise-protection-wealth Cover, 25th June 2024 Featured comments: “It would be incredibly challenging to go and sit down with a client who maybe doesn't have a huge financial background or financial education and try and talk about mortgages, protection, investments, pensions, inheritance tax, you name it, in one go. I think if you paint the picture and say "today, I'm going to talk about this. Next time, we are going to have a separate meeting, we're going to talk about the protection." I found that by breaking that up, you get a lot more engagement from the client, because you're not overloading them with too much information from the wealth arena."

https://www.covermagazine.co.uk/news/4141359/cover-summit-2023-consumer-duty-upped-ante-protection?utm_campaign=COVER%20Newsletters&utm_medium=email&_hsmi=78220363&_hsenc=p2ANqtz-_Acjl_1TKqNcEu0W8WZL7sEeLhM68WmkQtCWoCq35ghktQS58t7PwBACgNw-IznpIW50tCH8WhGUC8qFWRSetOjkfYog&utm_content=78220363&utm_source=hs_email Cover, 2 nd November 2023 Featured comments: “Many advisory firms are advising in the way same as 20-30 years by explaining that if a person dies or becomes ill, they will want their mortgage paid off. A push is needed to evolve these conversations as protection is often added on at the end of a mortgage journey, but advisers need to have a separate conversation explaining the importance of protection. If you're going to raise Consumer Duty, change your thinking about how you're going to present your protection, when you're going to introduce it, how you're going to introduce it. Make it into an entity."